Important Announcement

WE ARE CURRENTLY NOT ASSISTING WITH LOAN APPLICATIONS AT THE MOMENT.

You may directly contact our partner financing company, Cepat Kredit, to directly apply for a loan with them. Thank you!

Easy. Fast. Reliable.

personal loans for OFWs & Seafarers in the Philippines & abroad

Are you an OFW or Seafarer in need of some extra cash?

Padayon assists with personal loans for OFWs & Seafarers

Our easy online application process makes it simple and convenient to apply for a personal loan.

Whether you need funds for a medical emergency, home renovation, or to support your family back home, we're here to help.


Get the financial support you need without the hassle.

If you are a Skilled OFW, Unskilled OFW, Professional OFW (with PRC license), or Seafarer, you can apply for a loan today and get the funds you need in no time.

Loan products

01.

Land-Based Personal

For OFWs who are preparing to leave or taking a vacation in the Philippines.

Para sa mga OFW na paalis palang or nakabakasyon sa Pilipinas.

02.

Kabayan Abroad

For OFWs that are already working abroad and for their families receiving remittances.

Para sa mga kababayan nating OFWs na nasa ibang bansa na at sa mga kapamilyang tumatanggap ng remittance.

03.

Sea-Based Personal

For Seafarers wo are about to board.

Para sa mga Seafarers na sasampa palang.

04.

Seafarer On-Board

For Seafarers who have already sailed and are receiving allotment.

Para sa mga Seafarer na nakasampa na at sa mga tumatanggap ng allotment.

Easy. Fast. Reliable.

PADAYON
[pa.dá.yun.]

a term used in several Visayan languages (Cebuano, Hiligaynon, Waray and more) to mean “carry on”, "go on", or "persist."

At Padayon Loan Consultancy, we aim to support OFWs with their financial needs so they can provide for their families and reach their dreams.

TESTIMONIAL

“Salamat, padayon loans...”

Dahil sa Padayon Loans, natulungan ko ang aking pamilya na magpatayo ng dream house sa Pinas, at ako ay nakapadpadala ng pera para sa hospital bills ng aking nanay. Salamat, LC Maria. Salamat, Padayon Loans. Kabayan, padayon lang!

JOHN

OFW, Registered Nurse

What are the benefits of applying for a loan with Padayon?

Competitve rates

Low Interest

fast processing

1-day approval

COMPETITVE RATES

LOW INTEREST

2.50% interest
1.99% interest with PRC License

FAST PROCESSING

1-DAY APPROVAL

Loan approval may be given within one (1) day upon submission of complete requirements.

Online application

Message our loan consultant

friendly loan terms

Up to 12 months loan term

ONLINE APPLICATION

MESSAGE OUR LOAN CONSULTANT

It's easier than ever to get a loan! Our accredited Loan Consultant will assist you. No additional fees or charges.

FRIENDLY TERMS

UP TO 12 MONTHS LOAN TERM

Loan term minimum of 3 months and maximum of 12 months / one year.

Adequate for your needs

Sufficient Loan Amount

Easy qualifications

Hassle-free Requirements

Adequate for your needs

Sufficient Loan Amount

For Skilled & Unskilled OFWs
- Maximum of P250k or 200% of Monthly Salary, whichever is lower

For Professional OFWs (with PRC)

- Maximum of P400k or 200% of Monthly Salary, whichever is lower


For Seafarers
- Maximum of P700k or 250% of Seafarer's Total Monthly Salary, whichever is lower

EASY QUALIFICATIONS

HASSLE-FREE REQUIREMENTS

Different loan products, have different qualifications and requirements. Select a category below for a list of requirements.

For OFWs who are about to leave / are in the PH

🧳Land-Based Personal Loans - for OFWs who are about to leave of taking a vacation in the PH

REQUIREMENTS:

✅Valid Government ID of OFW

✅Proof of Billing under OFW (If not OFWs name; must secure Proof of Residence)

✅POEA - Validated Contract

✅Valid PH Passport of OFW

✅Valid Entry Visa / Resident Card / Work Permit

✅Ticket / Flight Details

✅2 Valid IDs of Co-Borrower

✅Proof of Billing of Co-Borrower (If CB has a different address. If not under Co-Borrower's name; must secure Proof of Residence)

For OFWs Abroad

✈️Kabayan Abroad Loans - for OFWs abroad / who have family receiving remittances

REQUIREMENTS:

✅2 Valid Government IDs of Principal Borrower (PB)

✅Proof of Billing under PB (If not PBs name; must secure Proof of Residence)

✅Certificate of Employment / Salary Certificate

✅Valid PH Passport of OFW

✅Valid Visa / Resident Card / Work Permit

✅Authorization Letter

✅3 months latest remittance

For Seafarers who are about to board

⚓️ Sea-Based Personal Loans - for Seafarers who are about to board

REQUIREMENTS:

✅Valid Government IDs of Seafarer

✅Proof of Billing under Seafarer (If not under Seafarer's name; must secure Proof of Residence)

✅POEA - Validated Contract

✅Valid PH Passport of Seafarer

✅Seaman's Book

✅Ticket Details

✅Allotment Certificate

✅2 Valid IDs of Co-Borrower

✅Proof of Billing of Co-Borrower (If CB has a different address. If not under Co-Borrower's name; must secure Proof of Residence)

For Seafarers who have already boarded

🚢 Seafarer On-Board Loans - for Seafarers who have already boarded their ship and are receiving allotment

REQUIREMENTS:

✅2 Valid Government IDs of Principal Borrower

✅Proof of Billing under Principal Borrower (If not PBs name; must secure Proof of Residence)

✅POEA - Validated Contract

✅Valid PH Passport of Seafarer

✅Seaman's Book

✅Authorization Letter

✅3 months Latest Allotment

Padayon Loans

© padayonloans.COM - ALL RIGHTS RESERVED